Sportfishing Insurance Blog

Expert guides on marine insurance for sportfishing charters and fishing guides.

6-Pack vs. Inspected Vessel: What It Means for Your Insurance

USCG uninspected 6-pack vs. inspected Subchapter T vessels — how each is licensed, rated, and underwritten, and why passenger count drives your premium.

June 18, 20264 min read

Crew Coverage

Jones Act vs. Workers' Comp: Insuring Your Charter Crew

State workers' comp excludes seamen, so a charter crew injury can be denied. Here's how the Jones Act, USL&H, MEL, and maintenance & cure actually work.

June 14, 20264 min read

Passenger Liability

Why a Recreational Boat Policy Won't Cover Your Charter

The passengers-for-hire exclusion voids your rec boat policy the moment you take money — here's why charters need commercial P&I and passenger legal liability.

June 9, 20264 min read

Coverage Guide

The Complete Guide to Sportfishing Charter & Guide Insurance

What coverages a sportfishing charter or guide operation actually needs, how marine premiums are set, and what a full charter program typically costs.

June 3, 20265 min read

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